Get an honest, numbers-first answer in 5 minutes. No jargon. No agenda. Just your numbers, run honestly — so you can decide with confidence.
No login · No account · Free basic analysis · ₹99 for full report
Sample result — ₹1.2 Cr apartment, Bangalore
20-year horizon · ₹10L/yr extra repayment · SIP alternative
Who it's for
Whether you're buying your first home or your third investment property, the question is the same. Should I buy, or is my money better invested?
You're currently renting and wondering if it's the right time to buy. We show you exactly how much rent you'd save vs what you'd pay — and whether the long-term wealth math works in your favour.
You already have a home and you're thinking about a second property as an investment. We factor in rental yield, vacancy, tax on rental income, and compare it honestly against putting that capital to work in the market.
You're earning abroad and considering buying property back home. We support 8 countries and currencies, factor in appreciation rates for Indian metros, and account for the real costs of owning from a distance.
How it works
No jargon, no hidden assumptions. You control every input. We do the maths honestly.
Property price, down payment, loan rate, and rental income — all via plain-English sliders with sub-labels explaining each one.
Property appreciation, investment returns, tax benefits, stamp duty, capital gains tax — every variable you can think of.
A clear chart and verdict showing who wins and by how much. No login or payment needed for the basic result.
₹99 for 24 hours. Full year-by-year table, sensitivity analysis, tax breakdown, and a PDF report on WhatsApp.
What makes it honest
Most property calculators ignore the costs that matter most. We include everything.
The upfront costs most people forget — factored in from day one so the comparison is honest.
When you sell, you don't keep it all. We deduct CGT and agent fees from the final property net worth.
Rental income is taxed at your slab rate. And properties sit empty 1–2 months a year. Both are modelled.
See exactly how paying extra each year shortens your loan and boosts net worth — with the same amount invested in Scenario B for a fair comparison.
Model what happens when your home loan rate rises after year 3 — a real risk for floating rate borrowers.
Society charges, sinking fund, builder delay cost, and building depreciation — all included for apartment buyers.
Section 24(b) interest deduction and Section 80C principal deduction calculated year by year for Indian buyers.
We show both nominal and real (today's money) values so you're comparing like with like.
India, USA, UK, UAE, Singapore, Australia, Canada, Germany — with local market rate defaults for each.
What people say
“I was about to sign on a ₹1.2 crore flat. This tool showed me investing would give me ₹40L more over 15 years. I needed that clarity before committing.”
“The stamp duty and CGT calculations alone are worth it. Every other tool I tried ignored these completely. This is the first honest one I've found.”
“I'm an NRI and was considering buying a flat in Hyderabad. The builder delay slider was an eye-opener — I had no idea how much that extra rent during construction adds up.”
✦ Placeholder testimonials — replace with real user feedback before launch
Pricing
The basic simulation is always free. Pay only when you want the full detailed analysis — and only for 24 hours at a time.
Common questions
It takes 5 minutes. It's free to start. And it might save you from a decision you'd regret for 20 years.
Run my simulation — free →No login · No account · Free basic analysis · ₹99 for the full report